Enterprise Fraud Risk Management

Enterprise fraud risk management, built for real-time financial crime prevention.

AI/ML-powered fraud prevention and risk decisioning across every channel, transaction and customer journey — scored, decided and acted on before the money moves.

Turn fragmented risk signals into a unified view of fraud.

Apply AI/ML, behavioural intelligence and contextual risk scoring to every transaction and interaction.

Detect emerging threats earlier. Decide with confidence. Act in real time.

Enterprise FRM Command Flow
BANKiQ Enterprise FRM Command Flow
✓ APPROVE × DECLINE ↑ STEP-UP ! ALERT ⌕ INVESTIGATE
AI/ML Powered Real-Time Decisioning Enterprise FRM Multi-Channel Cloud / On-Premise Regulatory Ready
AI/ML Powered Real-Time Decisioning Enterprise FRM Multi-Channel Cloud / On-Premise Regulatory Ready
THE BANKiQ PLATFORM

One enterprise platform. Complete fraud risk management.

A unified lifecycle spanning detection through governance — not a patchwork of point tools.

01

Detect

Identify suspicious signals in real time across every channel.

02

Decide

Apply rules, AI/ML models and risk intelligence to every event.

03

Defend

Take the appropriate intervention — automatically, in the moment.

04

Investigate

Manage alerts, cases and investigations from one workspace.

05

Govern

Monitor, report, audit and comply with confidence.

BANKiQ platform lifecycle
Core Technology

Intelligence that turns signals into decisions.

Where BANKiQ differentiates from a conventional rules-based FRM platform.

Supervised and unsupervised models score every event alongside the rules engine, retrain on confirmed fraud and disposition feedback, and can ingest externally trained models so in-house data science teams keep their own pipelines.

Cognitive Scoring External Model Ingestion

Rolling behavioural profiles per customer, account, device and beneficiary establish what normal looks like — amount bands, timing, geography, payee history — so a deviation is scored in-flight rather than found in a next-day report.

Anomaly Detection Peer Group Profiling

Device, identity, behaviour, network and payment signals collapse into a single composite score with the contributing factors attached, so analysts and regulators can see exactly why a transaction was approved, challenged or blocked.

Cognitive Scoring Explainability

Inbound events are enriched with device fingerprint, SIM and telecom signals, IP and geo reputation, beneficiary history and consortium intelligence before scoring, turning a thin payment message into a decision-grade context object.

Data Enrichment Device & Telecom Signals

Risk teams author, simulate and release scenarios themselves through a DSL-backed no-code builder, with pre-packaged typologies for UPI, card, mule and lending fraud available on day one and shadow-mode testing before any rule goes live.

Pre-Packaged Scenarios DSL Rule Build Shadow Testing
Coverage

One risk engine. Every financial channel.

A single decisioning core spanning every product line and customer touchpoint.

BANKiQ unified risk engine
Enterprise Architecture

Built for real-time. Engineered for enterprise scale.

Architecture decisions made for CTOs, CIOs and enterprise IT teams.

<100ms

Real-time intervention

Decisioning capability designed for sub-100ms response.

750+ TPS

Enterprise-scale throughput

Tested at 750+ TPS with linear performance scaling.

API First

Composable integration

Connect across banking ecosystems and existing infrastructure.

Cloud / On-Prem

Deployment Flexibility

Full data-residency control, wherever you need it deployed.

Customer Success

Trusted by financial institutions.

Deployed across leading Banks and Financial Services companies for real-time fraud risk management.

Large Private Bank - 6400+ Banking Outlets

Multi-Channel Fraud Risk Management
Focus Area

Unifying fraud monitoring across digital, card and branch channels under a single risk view.

Approach

Deployed BANKiQ's real-time decisioning and case management to consolidate previously siloed fraud controls.

Large Private Bank @ 500-TPS

High-Volume Transaction & Platform Risk
Focus Area

Managing fraud risk at scale across high-volume transaction processing and platform partnerships.

Approach

Enterprise-grade throughput and rules configuration to keep pace with transaction growth.

New-Age Private Bank - Hosted Cloud

Real-Time Fraud Risk Management
Focus Area

Establishing real-time fraud detection and intervention from day one of digital operations.

Approach

Rapid deployment of BANKiQ's core decisioning engine across priority digital channels.

The Difference

Why BANKiQ?

Real-Time Decisioning

Decisions in milliseconds, not minutes.

AI/ML Intelligence

Adaptive models, not static rules alone.

Multi-Channel Coverage

One risk view across every product and channel.

Enterprise FRM

Built for bank-scale reliability and security.

Cloud / On-Premise

Deployment flexibility — your infrastructure, your choice.

Regulatory Ready

Aligned with evolving compliance mandates.

Intelligent Monitoring

Continuous visibility across risk and operations.

Lower TCO

A consolidated platform, fewer point tools.

Get Started

Ready to strengthen your fraud defence?

Discover how BANKiQ can help your organization detect, prevent and manage financial risk in real time.